Welcoming a cat brings joy as well as responsibility. Planning for veterinary costs makes it easier to cope if your cat becomes ill.
What can pet insurance cover?
Read the policy carefully. Pay particular attention to illness and accident cover, excess payments, annual limits, waiting periods, exclusions, pre-existing conditions and possible age limits. Cover varies between insurers.
Make a realistic budget for your cat
Allow for food, litter, vaccinations, health checks, dental care, transport and unexpected treatments. Consider setting aside emergency savings, even if you have insurance.
Everyday preventive care
Follow your vet’s recommendations on vaccination and parasite prevention according to your cat’s individual risk. Monitor weight, teeth, appetite, drinking and behaviour. Travel safely in a sturdy carrier.
When is it an emergency?
Difficulty breathing, serious injury, seizures, suspected poisoning or difficulty urinating require prompt contact with an emergency vet. If you are unsure, calling for advice is better than waiting.
When buying a kitten
Ask the breeder about the health record, vaccinations, neutering, registration and which documents are provided at handover. Keep the paperwork and ask your own vet about ongoing care.
If you are concerned about your cat’s health or behaviour, contact your vet. This guidance does not replace an individual assessment.